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Housing Loan


Let's get you home!

Building your own home is a wise investment. Helping to give you the house you need and can afford is at the heart of our role as a development finance institution.


Loan limit:  100% financing.
Interest Rate: 

7% on reducing balance for new construction

7% on reducing balance if purchasing land to build immediately

9% discounted (land only)

Repayment Period: up to 30 years
Optional grace period on Principal: 6-12 months


Use of funds (includes but not limited to):
  • New home construction;
  • Home renovation;
  • Home purchase;
  • Land purchase


To qualify you must:
  • Be a citizen of the Commonwealth of Dominica
  • Be over 18 years of age


  • NO hidden charges
  • Optional grace period on Principal
  • 100% financing *
  • Technical Support
  • Subsidised Project Supervision Reports

* Loan amount is based on affordability


To apply call 448-2853 for an appointment with a Credit officer or come in to talk with us!