The DAIDB is a major growth institution, which has, over the past 35 years made significant contributions to economic and social development of the country. The Bank provides loans for business enterprises in all major sectors of the economy including tourism, agriculture and agro-processing, telecommunications and other services. It also provides funding for residential housing and student loans.

The importance of the DAIDB to productive and social sector financing is substantiated by its significant market share compared with commercial bank lending to these sectors. When total loans and advances of Commercial Banks and the DAIDB are combined, the DAIDB’s market share is 50.88 percent of all agriculture loans, 24.71 percent of manufacturing, transportation and Services, 51.03 percent of tourism, 13.92 percent of housing and an estimated 90 percent of student loans.