A general checklist for a housing loan is provided below. Your loans officer will indicate which of these items are required for assessing your loan.

• Two recent salary slips or any available record of income
• Building Plan approved by the Government Planning Division
• Cost Estimate for construction / renovation
• Description and certified valuation of property to be offered as security
• Certified Valuation of property for land on which building will be erected
• Evidence of other sources of income and finance
• Life Insurance Policy - surrender value equivalent to loan amount ( Also available with the Bank)
• Home Insurance Policy (Also available with the Bank)
• Fixed Deposit
• Copy of Relevant Certificate of Title to property to be used as security
• Letter of intent to sell
• Appraisal Fee - up to $10,000.00 - $150.00
• Appraisal Fee - above $10,000.00 – 1% of the loan amount